What Is R-Trust Fund?

R-Trust Fund is a hybrid of cooperative finance and reward-based crowdfunding, where members contribute to a pool of trust funds and earn from both direct savings and team-based participation.

The system is powered by a matrix model that ensures fair reward distribution while offering interest-free loans, business grants, and access to a personal trust fund manager. It’s built on 3 key pillars which are: Trust & Cooperation, Structured Savings, and Crowdfunded Earnings

Become A Member

Our Impact in Numbers

Discover the growing strength of RAF UNION. From active members to funds distributed, our numbers reflect a movement of trust, growth, and collective progress.

Years of Existence
10+ Years of Community-Driven Progress
Active Communities
200+ Cooperative Across Regions
Trust Fund Managers
1,200+ Certified Managers
Total Members
Over 10,000+ Trusted Partners

How to Get Started

Get started with 4 easy steps

Become a Member

Sign up with a trusted leader’s referral link to become part of the trusted network and access the R-Trust Fund system.

Activate Your Account

Contact your trusted leader or a verified admin to receive your deposit ePIN. Use it to activate your account and access your personal Trust Fund dashboard.

Build Your Trusted Team

Grow your team by inviting others through your referral link or earn from spillovers placed under you by the system. The bigger your team, the higher your earnings.

Withdraw Your Trust Fund

Once earnings begin to accumulate, withdraw directly through your assigned Trust Fund Manager or trusted admin. Your rewards are safe, fast, and accessible.

Key Features & Benefits

R-Trust Fund key features & benefits are

Trust Fund Savings

Secure your future through structured cooperative savings. Members can save consistently and earn trust-based returns. Access your savings anytime based on contribution level and cooperative policies.

Matrix-Based Earnings

Earn steady income from a one-time contribution as your network grows in the 10x5 forced matrix. You benefit from both your direct invites and spillovers, unlocking passive earnings as more members join under you.

Interest-Free Loans

Get quick access to business or emergency loans without collateral or interest. Loans are based on your savings, trust score, and activity in the cooperative — empowering you to grow financially.

Business Grants (Food & Cash)

Receive periodic grants in the form of cash or food support to sustain your household or fund your business. These grants are rewards for participation and active membership in RAF UNION.

Personal Trust Fund Manager

Every member is assigned a dedicated trust fund manager who offers guidance, financial updates, withdrawal support, and helps manage your trust relationship within the cooperative.

Business, IT & Agricultural Training

Gain essential knowledge in entrepreneurship, digital skills, agriculture, and investment. These trainings help members create wealth, manage businesses, and stay competitive in a tech-driven world.

Our Plan

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RTRUSTFUND BASIC 2.0

₦6000

  • Direct Referral Bonus : ₦200
  • L1 : ₦1000 X 10 = ₦10000
  • L2 : ₦2000 X 100 = ₦200000
  • L3 : ₦2000 X 1000 = ₦2000000
Total Level Commission : ₦2,210,000.00 NGN NGN
Returns 36833.33% of Invest
JEP BASIC 2.0

₦2000

  • Direct Referral Bonus : ₦100
  • L1 : ₦500 X 10 = ₦5000
  • L2 : ₦500 X 100 = ₦50000
  • L3 : ₦500 X 1000 = ₦500000
Total Level Commission : ₦555,000.00 NGN NGN
Returns 27750% of Invest
RTRUSTFUND ELITE 2.0

₦200000

  • Direct Referral Bonus : ₦20000
  • L1 : ₦50000 X 10 = ₦500000
  • L2 : ₦50000 X 100 = ₦5000000
  • L3 : ₦50000 X 1000 = ₦50000000
Total Level Commission : ₦55,500,000.00 NGN NGN
Returns 27750% of Invest

What Our Members Say

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Latest Deposit

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Name Amount Date Gateway
abdulazeez Abdulazeez ₦2,000.00 NGN NGN 13 Jun 2026 E-pin
ismail Sofiat Oyewumi ₦2,000.00 NGN NGN 13 Jun 2026 E-pin
Lois Eniola Olujinmi ₦2,000.00 NGN NGN 13 Jun 2026 E-pin
Daniel Oluwajomiloju Olujinmi ₦2,000.00 NGN NGN 13 Jun 2026 E-pin
Semiloore Oyedele ₦2,000.00 NGN NGN 13 Jun 2026 E-pin
OLUWAJOMILOJU FARIDAT OLAGOKE ₦2,000.00 NGN NGN 12 Jun 2026 E-pin
ELIZABETH ORIYOMI OJO ₦2,000.00 NGN NGN 12 Jun 2026 E-pin
HAMMED ADEOLA ₦2,000.00 NGN NGN 12 Jun 2026 E-pin
DANIEL OLUWATOBI ADEBAYO ₦2,000.00 NGN NGN 12 Jun 2026 E-pin
EZEKIEL MERCY SAMSON ₦2,000.00 NGN NGN 12 Jun 2026 E-pin

Latest Withdraw

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Name Amount Date Method
Damilare Hayo ₦6,000.00 NGN NGN 12 Jun 2026 E-pin
Funmilayo Kehinde ₦3,300.00 NGN NGN 12 Jun 2026 E-pin
Adekunle Oluwagbohunmi ₦2,000.00 NGN NGN 11 Jun 2026 E-pin
Adekunle Oluwagbohunmi ₦5,000.00 NGN NGN 11 Jun 2026 Withdraw To Local Bank
Damilare Hayo ₦2,000.00 NGN NGN 11 Jun 2026 E-pin
Damilare Hayo ₦2,000.00 NGN NGN 11 Jun 2026 E-pin
Damilare Kehinde ₦2,000.00 NGN NGN 11 Jun 2026 E-pin
Damilare Kehinde ₦2,000.00 NGN NGN 11 Jun 2026 E-pin
Afeez Adediran ₦5,900.00 NGN NGN 09 Jun 2026 Withdraw To Local Bank
Damilare Hayo ₦2,000.00 NGN NGN 09 Jun 2026 E-pin

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Frequently Asked Questions

FAQs

How can I contact support?

You can reach support through official communication channels provided on the platform.

Is there any “ghost” or fake activity in the system?

No. RTRUSTFUND 2.0 operates a real and transparent system with no ghost accounts.

Is there support available for members?

Yes. Members have access to: Training sessions Community support Guidance from leaders

Is RTRUSTFUND secure?

Yes. The platform is built on a structured and transparent system designed to ensure safe participation and community trust.

Can children operate accounts themselves?

No. All JEP accounts must be managed and supervised by a parent or guardian.

What is JEP 2.0?

JEP 2.0 (Junior Empowerment Plan) is designed for children to learn financial discipline and growth under parental supervision.

Can I transfer funds to other members?

Yes. The platform includes an internal transfer system that allows members to send and receive funds easily.

What is EPIN?

EPIN is a digital activation code used to register or activate accounts within the system. It can also be bought and sold for profit.

Are there any hidden charges?

No. RTRUSTFUND operates a transparent system with no hidden interest charges.

How long does withdrawal take?

Withdrawal processing is completed within 24 hours.

How do I withdraw my earnings?

Withdrawals can be made through: RAF UNION cooperative account Local bank accounts

How do I deposit funds?

Deposits are made instantly through approved payment methods available on the platform.

Is there any delay in registration or activation?

No. Registration and activation are processed instantly once requirements are completed.

How do I activate my account?

Account activation can be done using: Cash transfer EPIN

How do I register?

You can register on the platform using: A referral link Direct signup on the website

What is the minimum amount to start?

You can start with different entry levels depending on your chosen plan, including affordable starter options.

How do I register?

You can register on the platform using: A referral link Direct signup on the website

What is the minimum amount to start?

You can start with different entry levels depending on your chosen plan, including affordable starter options.

What is RAF UNION?

RAF UNION is a cooperative network of visionary individuals committed to eliminating poverty, ensuring food and financial security, and building wealth through business, farming, savings, and technology.

What is RTRUSTFUND 2.0?

RTRUSTFUND 2.0 is a community-driven cooperative crowdfunding platform designed to help members grow financially through structured participation, contributions, and network expansion.

How does RTRUSTFUND work?

Members join the platform, activate their account, and participate in a structured system where they can earn through network growth, contributions, and engagement within the community.

Is RTRUSTFUND an investment platform?

No. RTRUSTFUND operates as a cooperative participation system and not as a bank, investment company, or financial institution.

How do I earn on RTRUSTFUND?

You earn through: Participation in the system Network building and referrals Team performance and structured rewards

Are earnings guaranteed?

No. Earnings depend on your level of participation, activity, and network growth. Results may vary.

Ready to experience the future of cooperative finance?

Join R-Trust Fund Today and Let Your Network Work for You!

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